2005 Scholar

Harnessing Your Money: A Guide for Rising Leaders to Thrive Financially

After winning $500K in scholarships and graduating from her dream schools with bachelor’s and master’s degrees, Kristina Ellis set out to help students create their own plan to earn a debt-free education. A speaker and the best-selling author of Confessions of a Scholarship Winner and How to Graduate Debt-Free, she is also a featured expert in Dave Ramsey’s award-winning 2021 documentary Borrowed Future: How Student Loans Are Killing the American Dream.

Her work has been featured in numerous media outlets such as Fox & Friends, The Katie Couric Show, CBN, USA Today, Reuters, Seventeen, and Money. During her tenure as a Ramsey Personality, Kristina was a frequent co-host of The Ramsey Show, which consistently ranked as one of America’s top five most-listened-to radio shows/podcasts, averaging more than 18 million combined weekly listeners. Through articles, live events, online courses, and her work with Ramsey Education, she was able to give young people and their families the tools they need to understand and win with money.

As she launches her new company, College Ninja, she will continue the work she has been called to and is carrying forward an expanded mission to help students and their families navigate not just college—but the rest of their lives—without debt.